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4860 N Judy Circle, Prescott Valley, AZ 86314 (MLS# 1084528)

4860 N Judy Circle, Prescott Valley, AZ 86314

New Listing
$399,900
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,157 Lot Size (sq. ft.): 9,148 Status: Active
Current Price: $399,900 List Date: 8/20/2026 Last Modified: 8/22/2026

Description

An exceptional financing opportunity helps set this home apart: qualified buyers may have the opportunity to assume the existing VA loan at a 3.75% interest rate, with an approximate remaining balance of $280,000, subject to buyer qualification and loan-servicer/VA approval. Beyond the rate, this single-level Prescott Valley home offers comfortable, practical living without HOA restrictions. The 3-bedroom, 2-bath floor plan provides 1,157 sq. ft. of well-used space, complemented by fresh interior and exterior paint, skylights, ceiling fans and durable wood-look and tile flooring. The kitchen features warm wood cabinetry, generous counter space, a breakfast bar, pantry and gas range. A 2-car garage provides everyday storage, while the fenced .21-acre lot includes paver patios, a low-maintenance turf area, storage shed and room to accommodate an RV or boat. Located in an established neighborhood near Tonto Park North, the home offers convenient access to parks, shopping, dining and everyday services.

More Information MLS# 1084528

ContractAddressLegal

Original List Price: 399900 Listing Date: 2026-08-20 Status: Active Listing Price: 399900 Street #: 4860 Direction: N Street Name: Judy St Suffix: Circle City/Township: Prescott Valley State: AZ Zip Code: 86314 County: Yavapai Subdivision: Prescott Valley 4 Tax Parcel: 103-02-172

General Property Description

Bedrooms: 3 Split Bedroom Plan: No Baths - Full: 1 Baths - 3/4: 1 Total Bathrooms: 2 WH Gallons: 40 Year Built: 1999 Aprx SqFt: 1157 Total Liveable SqFt: 1157 Source of Measurement: County Assessor Stories: 1 Aprx Acres: 0.21 Garage Attached: 2 Total Garage: 2 Total Parking: 2 RV Garage/Parking: Yes Buildings: 1 Home Warranty: Negotiable Solar Y/N: No HOA Y/N: No Age Restrictions Y/N: No

Tax Info

Taxes: 1175 Tax Year: 2025

Property Features

Style: Ranch Construction: Frame - Wood Interior Features: Ceiling Fan(s); Laminate Counters; Live on One Level; Master On Main; Raised Ceilings 9+ft; Skylight(s); Smoke Detector(s) Exterior Features: Dog Run; Driveway-Concrete; Driveway-Gravel; Fence - Backyard; Fence - Perimeter; Fence - Privacy; Landscaping-Front; Landscaping-Rear; Level Entry; Patio - Covered; Porch - Covered; Shed Appliances: Dishwasher; Disposal; Dryer; Gas Range; Oven; Range; Refrigerator; Washer Heating: Forced - Gas; Natural Gas Cooling: Ceiling Fan(s); Gas Pack Green Energy Efficient: Thermostat; Windows Flooring: Tile; Vinyl Utilities Installed: 220; Cable TV; Electricity; Natural Gas; Underground; Water - City; WWT - City Sewer Roof: Composition Water Heater: Natural Gas Road Frontage Type: City Street Road Surface Type: Paved Road Responsibility: City Maintained Road Other Rooms: None Records Available: None Subdivision Features: None Possession: At Recordation
Listing Office: Berkshire Hathaway HomeService AZ Properties
Last Updated: August - 22 - 2026
The data relating to real estate for sale on this site comes from the Broker Reciprocity/IDX of Prescott Area Association of REALTORS. Information provided is thought to be reliable but is not guaranteed to be accurate. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Real estate listings held by brokerage firms other than the website owner, are indicated by detailed information about them such as the name of the listing firms. Copyright© 2020 Prescott Area Association of REALTORS. All rights reserved.

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